The Banks in India have flourished not just in numbers but also in their services, products and client base. They have succeeded in reaching out to Rural India through the Mobile ATM's, special rural branches and specialized finance options for the farmers, rural women and the Small-Scale Industries (SSI's). The mortgage rates and interest rates are slashed to attract the masses to the banking facilities.

In the urban cities like the country capital New Delhi, trade capital Mumbai, IT capitals - Bangalore and Hyderabad, NCR's prime cities Gurgaon, Noida, Mumbai's sister city Pune and the metro cities of Kolkata and Chennai, all the major Banks have multiple branches. Personalized services like Special Bank Accounts to cater to individual needs, Mobile and Internet Banking, doorstep banking and multi city or international banking have attracted customers in exponential multiplication.

The banks offer plenty mortgage options with most pocket-friendly interest rates on loans - home loans for the housing needs, personal loan, auto loans for private and commercial vehicles, education loans for educational pursuits, corporate loans for business and other projects and loans against property and securities. The money deposited is safe and secure and offers prospects of growth to the customers.

Investment Opportunities by Banks come in the form of Deposits - fixed deposits and recurring deposits and mutual funds and bonds. Special services to NRI's and senior citizens pensions and special savings accounts are also a regular with most banks.

The Banking Solutions itself employee a large number of people and provide numerous job opportunities to many people. Finance, Banking and Customer Care are some of most preferred profile in bank jobs. The policies differ from bank to bank but the core remains the same - to provide the most convenient and safe banking options to the people.

There are around 88 SCB in India with an extensive network of over 53,000 branches and 17,000 ATM counters combing every inch of the country. There is an active Indian Banks Association that provides you with the complete and updated list of banks in India, their ratings or ranking for your personal referral.

The Banks in India referred to as Scheduled Commercial Banks (SCB) are categorized into three on the basis of the government stake holding. These are:

1. Public Sector Banks

2. Private Sector Banks

3. Co operative Banks

4. Foreign Banks

1. Allahabad Bank.                                     2. Andhra Bank

3. Bank of Baroda                                      4. Bank of India

5. Bank of Maharashtra                              6. Canara Bank

7. Central Bank of India                              8. Corporation Bank

9. Dena Bank                                            10. Indian Bank

11. Indian Overseas Bank                           12. Punjab & Sind Bank

13. Oriental Bank of Commerce                  14. Punjab National Bank

15. Syndicate Bank                                    16. UCO Bank

17. Union Bank of India                              18. United Bank of India

19. Vijaya Bank 

List of State Bank of India and its subsidiary - Public Sector Banks:

1. State Bank of India 2. State Bank of Bikaner & Jaipur

3. State Bank of Hyderabad                          4. State Bank of Indore

5. State Bank of Mysore                               6. State Bank of Saurashtra

7. State Bank of Travancore

List of Private Banks in India:

1. Bank of Punjab                                    11.  IDBI Bank

2. Bank of Rajasthan                                12.  IndusInd Bank

3. Catholic Syrian Bank                            13. ING Vysya Bank

4.  Centurion Bank                                   14. Jammu & Kashmir Bank

5. City Union Bank                                   15.  Karnataka Bank

6. Dhanalakshmi Bank                              16.  Karur Vysya Bank

7. Development Credit Bank                      17.  Laxmi Vilas Bank

8. Federal Bank                                        18. South Indian Bank

9. HDFC Bank                                           19. United Western Bank

10. ICICI Bank                                          20. UTI Bank 

List of Foreign Banks in India:

1. ABN-AMRO Bank                                    2.  Abu Dhabi Commercial Bank

3. Bank of Ceylon                                      4.  BNP Paribas Bank

5. Citibank                                                6.  China Trust Commercial Bank

7. Deutsche Bank                                      8.  HSBC

9. JPMorgan Chase Bank                           10. Standard Chartered Bank

11. Scotia Bank                                         12. Taib Bank

Some of the major banks with information available on each bank about their branch network, the products and services offered, their official sites and their ATM's are given in the right sidebar.