Documents Required

Perquisites and Eligibility

For Salaried clause

Minimum age of applicant 21 years

Maximum age of applicant at loan maturity 58 years

Annual Income - Minimum Rs.1Lakh p.a. for selected models
Rs. 2 Lakh p.a. for others

Income eligibility As per latest salary slip or Form 16
Employment Minimum 2yrs cumulative experience

For Self-employed

Minimum age of applicant 21 years

Maximum age of applicant at loan maturity 65 years

Annual Income - Minimum Rs.60, 000 p.a. for selected models
Rs.1Lakh p.a. for others

Income eligibility As per latest ITR and computation of IT
Employment Minimum 3yrs cumulative experience

Important Documents required

Proof of residence and ID Proof
A copy of passport /voters ID card/PAN card/Ration Card/Utility Bill

Income Proof

Latest salary-slip showing all deductions and I.T. Returns/Form 16
2 years for salaried employees and
3 years for professional/self-employed/businessmen duly accepted by the ITO wherever applicable to be submitted
Self-employed: Copy of Income Tax return

(+) Computation of Income
(+) Balance Sheet
(+) P & L account for last 2 years

Statement of Bank account of the borrower for last 6 or 12 months
Signature identification from bankers of borrower(s)
2 passport size photographs of borrower(s)
Proof of official address for non-salaried individuals

If you are a DSA/Bank, please contact us at leads@imoneykit.com for Trade Enquiries.

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