Documents Required

Important Credentials for Home Loan:

Proof of Identity	PAN Card/ Voters ID/ Passport/ Driving License
Proof of Residence	Recent Telephone Bill/ Electricity Bill/ Property tax receipt/Passport/ Voters ID
Proof of business address in respect of businessmen/ industrialists	Sale Deed, Agreement of Sale, Letter of Allotment, Non encumbrance certificate, Land/ Building Tax paid receipt etc. (as applicable and subject to satisfaction report from our empanelled lawyer)
Mandatory’s: Completed Application Form Passport size photograph Copy of approved plan and approval from the Local Body Statement of Bank Account/ Pass Book for last 6 months

Prerequisite’s and Eligibility criteria’s to obtain Home Loan

Requirement	Eligibility
Age	18 years as on date of sanction
Borrower’s occupation	Whether the borrower is a salaried person, self-employed person or a businessman
Ownership Type	Whether borrower is First owner or not
Seller’s Identity	whether seller is a builder, cooperative society, first owner or someone else
Residential status of borrower	Resident and Ordinarily Resident in India or Resident and Not Ordinarily Resident in India, and Non-resident in India.
Nature of property	Residential plot or land (Non-agricultural land): Ready-made flat / house or Flat/House under construction.